Terms of Use

Effective Date: 5 April 2024

These Terms of Use (“Terms”) govern your access to and use of the Gridlumen website and any materials made available through it. By using this website, you agree to comply with these Terms and applicable Ghanaian laws.

1. Acceptance of Terms

By accessing this website, you confirm that you are at least 18 years old or accessing it under the supervision of a guardian. If you do not agree to these Terms, please discontinue use immediately.

2. Services Description

Gridlumen provides educational content, financial mapping frameworks, and contact channels for arranging consulting engagements. The website does not offer automated financial transactions, subscriptions, or account creation capabilities.

3. Intellectual Property

All website content, including text, images, graphics, and downloadable materials, is owned by Gridlumen or licensed partners. You may view and print materials for personal use but must not reproduce, distribute, or modify content without our written consent.

4. User Responsibilities

When interacting with our website or contacting us, you agree to provide accurate information and refrain from:

  • Submitting unlawful, defamatory, or harmful content.
  • Attempting to breach security features or access restricted areas without authorisation.
  • Using automated tools to harvest data or interfere with website functionality.

5. Consultation Agreements

Engaging Gridlumen for services requires separate written agreements. These agreements detail scope, deliverables, responsibilities, and confidentiality. Website content does not constitute financial advice; it is informational and educational.

6. Disclaimers

While we aim to keep information accurate, we do not guarantee completeness or suitability for every circumstance. You agree that reliance on website materials is at your own discretion. We are not liable for losses arising from the use of our content.

7. Limitation of Liability

To the fullest extent permitted by Ghanaian law, Gridlumen is not liable for direct, indirect, incidental, or consequential damages resulting from website use, service interruptions, or data breaches beyond our reasonable control. This includes damages caused by third-party systems such as Cloudflare or hosting providers.

8. Security and Cloudflare

We utilise Cloudflare to protect and accelerate our website. Using this site implies consent to Cloudflare’s processing of technical data, including IP addresses and security logs. Cloudflare services are governed by their own terms and privacy policies.

9. External Links

Our website may contain links to external sites. These links are provided for convenience and do not signify endorsement. We are not responsible for the content or privacy practices of linked sites.

10. Termination

We reserve the right to restrict or terminate access to this website if we believe a user has violated these Terms or engaged in harmful behaviour.

11. Governing Law

These Terms are governed by the laws of the Republic of Ghana. Any disputes shall be resolved through negotiation, and if unresolved, submitted to the competent courts of Ghana.

12. Changes to Terms

We may update these Terms to reflect operational or legal changes. Continued use of the website after updates constitutes acceptance of the revised Terms.

13. Contact

Questions about these Terms can be directed to [email protected] or by calling +233 50 728 5521.